Updates
Updates
Poor Americans Find Becoming ‘Banked’ a Daunting Quest
Some 17 million Americans don't have bank accounts, which makes everything from depositing paychecks to paying utility bills a hassle. Many aren't unbanked by choice. Some are stuck on bank "black lists" and don't know how to get off; others [...]
Quick Takes: Justine Zinkin on Personalization
Justine Zinkin imagines how personal financial help can be brought to scale. "What if that relationship ended up being more remote?"
Tax Preparers Targeting Poor with High Fees
In December, they begin showing up in empty storefronts in neighborhoods where empty storefronts are easy to come by. Cars with phone numbers brightly displayed on the doors roll down the streets, and signs pop up along the sidewalks promising [...]
Low-Wage Workers Are Finding Poverty Harder to Escape
New York Times, March 6 2014 At 7 in the morning, they are already lined up — poultry plant workers, housekeepers, discount store clerks — to ask for help paying their heating bills or feeding their families. And once Metropolitan [...]
A Call to Give Consumers Their Credit Scores Free
New York Times, February 27, 2014 In its new role as consumer credit watchdog, the federal Consumer Financial Protection Bureau on Thursday urged credit card companies to give customers free copies of their credit scores — crucial pieces of financial [...]
Playing the Odds on Saving
Americans’ lack of savings has become a crisis. Our confidence that we’ve got enough saved for retirement is at historically low levels, according to the Employee Benefit Research Institute’s annual Retirement Confidence Survey. More than a quarter of Americans have saved [...]
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