Meet our team

Neighborhood Trust Financial Partners

(212) 927-5771

Join Our Team

Leadership Team

Kryn Anderson
Kryn Anderson
Director of Business Planning and Analysis
email Kryn Anderson
extension 216

Brigid Brannigan
Brigid Brannigan
Director of People and Programs
email Brigid Brannigan
extension 206

Sandra Chanduvi
Sandra Chanduvi
Senior Director of Programs
email Sandra Chanduvi
extension 212

Carl Curran
Carl Curran
Chief Operating Officer
email Carl Curran
extension 295

Sable Sarah
Sarah Sable
Chief Program Officer
email Sarah Sable
extension 217

Ashley Wessier
Ashley Wessier
Chief of Staff
email Ashley Wessier
extension 261

Justine Zinkin
Justine Zinkin
Chief Executive Officer
email Justine Zinkin
extension 213

Kryn Anderson
Kryn Anderson
Director of Business Planning and Analysis
email Kryn Anderson
extension 216
Brigid Brannigan
Brigid Brannigan
Director of People and Programs
email Brigid Brannigan
extension 206

Sandra Chanduvi
Sandra Chanduvi
Senior Director of Programs
email Sandra Chanduvi
extension 212
Carl Curran
Carl Curran
Chief Operating Officer
email Carl Curran
extension 295
Sable Sarah
Sarah Sable
Chief Program Officer
email Sarah Sable
extension 217
Ashley Wessier
Ashley Wessier
Chief of Staff
email Ashley Wessier
extension 261
Justine Zinkin
Justine Zinkin
Chief Executive Officer
email Justine Zinkin
extension 213

TrustPlus

Milagros DuBouchet
Milagros DuBouchet
Lead Business Development Manager
email Milagros DuBouchet
extension 250

Brendon Kinney
Brendon Kinney
Relationship Manager
email Brendon Kinney
extension 225

Jonathan Lee
Jonathan Lee
Associate Director of Programs, TrustPlus
email Jonathan Lee
extension 226

Andres Machuca
Andres Machuca
Business Development Associate
email Andres Machuca
extension 202

Elizabeth Olaya
Elizabeth Olaya
Business Development Manager
email Elizabeth Olaya
extension 227

Milagros DuBouchet
Milagros DuBouchet
Lead Business Development Manager
email Milagros DuBouchet
extension 250
Brendon Kinney
Brendon Kinney
Relationship Manager
email Brendon Kinney
extension 225
Jonathan Lee
Jonathan Lee
Associate Director of Programs, TrustPlus
email Jonathan Lee
extension 226
Andres Machuca
Andres Machuca
Business Development Associate
email Andres Machuca
extension 202
Elizabeth Olaya
Elizabeth Olaya
Business Development Manager
email Elizabeth Olaya
extension 227

External Relations

Heather Goode
Heather Goode
Associate Director for Institutional Giving
email Heather Goode
extension 280

Stephanie Ramirez
Stephanie Ramirez
Director of Communications
email Stephanie Ramirez
extension 230

Rosie Silber-Marker
Rosie Silber-Marker
Development Associate
email Rosie Silber-Marker
extension 299

Heather Goode
Heather Goode
Associate Director for Institutional Giving
email Heather Goode
extension 280
Stephanie Ramirez
Stephanie Ramirez
Director of Communications
email Stephanie Ramirez
extension 230
Rosie Silber-Marker
Rosie Silber-Marker
Development Associate
email Rosie Silber-Marker
extension 299

Finance and Operations

Priscilla Canela
Priscilla Canela
Bookkeeper
email Priscilla Canela
extension 229

Rashawna Wilson
Rashawna Wilson
Operations Administrator
email Rashawna Wilson
extension 620

Kathery Zapata
Kathery Zapata
Controller
email Kathery Zapata
extension 208

Priscilla Canela
Priscilla Canela
Bookkeeper
email Priscilla Canela
extension 229
Rashawna Wilson
Rashawna Wilson
Operations Administrator
email Rashawna Wilson
extension 620
Kathery Zapata
Kathery Zapata
Controller
email Kathery Zapata
extension 208

Financial Coaches

Alejandro Andrade
Alejandro Andrade

Financial Coach
email Alejandro Andrade
extension 604

Amauris Belen
Amauris Belen

Senior Financial Coach
email Amauris Belen
extension 600

Chris Capello
Chris Capellan
Financial Coach
email Chris Capellan
extension 221

Justin Enany
Justin Enany
Project Manager / Financial Coach
email Justin Enany
extension 612

John Figueroa
John Figueroa
Senior Financial Coach
email John Figueroa


Ashley Denae Hannah
Financial Coach
email Ashley Denae Hannah


Alex Hart
Financial Coach
email Alex Hart


Hector Lorenzo
Financial Coach
email Hector Lorenzo

Michelle Morillo
Michelle Morillo
Senior Financial Coach
email Michelle Morillo
extension 606

Elise Nussbaum
Elise Nussbaum
Financial Coach
email Elise Nussbaum
extension 203

Tiffany Ordonez
Tiffany Ordonez
Financial Coach
email Tiffany Ordonez
extension 228

Ana Paez
Ana Paez
Senior Financial Coach
email Ana Paez
extension 317

Edwin Reyes
Edwin Reyes
Senior Financial Coach
email Edwin Reyes
extension 607

Christina Richiez
Christina Richiez
Financial Coach
email Christina Richiez
extension 252

Bernard Saavedra
Bernard Saavedra
Senior Financial Coach
email Bernard Saavedra
extension 603

Ivania Teran
Ivania Teran
Senior Financial Coach
email Ivania Teran
extension 610

Jeffrey Veras
Jeffrey Veras
Financial Coach
email Jeffrey Veras
extension 601


Alejandro Andrade
Financial Coach
email Alejandro Andrade
extension 604
Amauris Belen
Amauris Belen
Senior Financial Coach
email Amauris Belen
extension 600
Chris Capello
Chris Capellan
Financial Coach
email Chris Capellan
extension 221
Justin Enany
Justin Enany
Project Manager / Financial Coach
email Justin Enany
extension 612
John Figueroa
John Figueroa
Senior Financial Coach
email John Figueroa

Ashley Denae Hannah
Financial Coach
email Ashley Denae Hannah

Alex Hart
Financial Coach
email Alex Hart

Hector Lorenzo
Financial Coach
email Hector Lorenzo
Michelle Morillo
Michelle Morillo
Senior Financial Coach
email Michelle Morillo
extension 606
Elise Nussbaum
Elise Nussbaum
Financial Coach
email Elise Nussbaum
extension 203
Tiffany Ordonez
Tiffany Ordonez
Financial Coach
email Tiffany Ordonez
extension 228
Ana Paez
Ana Paez
Senior Financial Coach
email Ana Paez
extension 317
Edwin Reyes
Edwin Reyes
Senior Financial Coach
email Edwin Reyes
extension 607
Christina Richiez
Christina Richiez
Financial Coach
email Christina Richiez
extension 252
Bernard Saavedra
Bernard Saavedra
Senior Financial Coach
email Bernard Saavedra
extension 603
Ivania Teran
Ivania Teran
Senior Financial Coach
email Ivania Teran
extension 610
Jeffrey Veras
Jeffrey Veras
Financial Coach
email Jeffrey Veras
extension 601

Product Development and Technology

Jason Glastetter
Jason Glastetter
Service Experience Designer
email Jason Glastetter
extension 204

Edward Larkin
Edward Larkin
Salesforce Manager
email Edward Larkin
extension 209

Alana Perrone
Alana Perrone
Director of Product
email Alana Perrone
extension 219

Wendy Rodriguez
Wendy Rodriguez
TrustPlus Manager
email Wendy Rodriguez

Jason Glastetter
Jason Glastetter
Service Experience Designer
email Jason Glastetter
extension 204
Edward Larkin
Edward Larkin
Salesforce Manager
email Edward Larkin
extension 209
Alana Perrone
Alana Perrone
Director of Product
email Alana Perrone
extension 219
Wendy Rodriguez
Wendy Rodriguez
TrustPlus Manager
email Wendy Rodriguez

Program Management and Technical Assistance

Nathalie Baez
Nathalie Baez

Associate Director of Programs
email Nathalie Baez
extension 215

Iliana Diaz
Iliana Diaz
Manager, Pathways
email Iliana Diaz
extension 253

Eric Espinoza
Eric Espinoza
Director of Research and Advocacy
email Eric Espinoza
extension 231

Hector Hidalgo
Hector Hidalgo
Project Manager/Financial Coach
email Hector Hidalgo
extension 609

Elio Pichardo
Elio Pichardo
Associate Director of Programs, Partnerships
email Elio Pichardo
extension 207

Karini Ramirez
Karini Ramirez
Program Assistant
email Karini Ramirez
extension 200

Leo Rayfiel
Leo Rayfiel
Manager, Data and Analytics
email Leo Rayfiel

Fitz Restituyo
Fitz Restituyo
Associate Director of Programs
email Fitz Restituyo
extension 201

Chris Starr
Christopher Starr
Director of Technical Assistance
email Christopher Starr
extension 254

Nathalie Baez
Nathalie Baez
Associate Director of Programs
email Nathalie Baez
extension 215
Iliana Diaz
Iliana Diaz
Manager, Pathways
email Iliana Diaz
extension 253
Eric Espinoza
Eric Espinoza
Director of Research and Advocacy
email Eric Espinoza
extension 231
Hector Hidalgo
Hector Hidalgo
Project Manager/Financial Coach
email Hector Hidalgo
extension 609
Elio Pichardo
Elio Pichardo
Associate Director of Programs, Partnerships
email Elio Pichardo
extension 207
Karini Ramirez
Karini Ramirez
Program Assistant
email Karini Ramirez
Leo Rayfiel
Leo Rayfiel
Manager, Data and Analytics
email Leo Rayfiel
Fitz Restituyo
Fitz Restituyo
Associate Director of Programs
email Fitz Restituyo
extension 201
Chris Starr
Christopher Starr
Director of Technical Assistance
email Christopher Starr
extension 254

Board of Directors

Ross Garon is the Head of Quantitative Strategies at Millennium. Prior to that, he was the Managing Director at Cubist Systematic Strategies, LLC. Mr. Garon began his career in quantitative finance in 1993 when he joined D. E. Shaw & Co. Mr. Garon graduated magna cum laude from Harvard.

Benjamin S. Appen, CFA, is a Founding Partner, Co-Chair of the Investment Committee, and Chief Executive Officer, responsible for developing and managing the Magnitude investment business.

Mr. Appen was previously a senior vice president at the D. E. Shaw group, a New York-based investment firm focusing on quantitative trading and technology venture capital activities. During his seven-year tenure, he co-founded and managed the firm’s fund of funds business. In this role, he oversaw the evaluation of investment strategies, manager selection, and quantitative research. Mr. Appen also managed the D. E. Shaw group’s venture capital investments, he served on the board of directors of Schrödinger, Inc., a computational chemistry software pioneer.

Immediately before joining Magnitude Capital, Mr. Appen was the chief executive officer of Alkindi, Inc., based in New York City. He was responsible for overseeing the development of a collaborative filtering application based on n-dimensional clustering algorithms. Alkindi’s improvements to this technology led to the company’s software being rated highest in user tests.

Mr. Appen has been invited to speak about hedge funds as a guest lecturer at Columbia University and New York University. Mr. Appen is also on the board of directors for Innovations for Poverty Action, which administers rigorous evaluations of development work around the world. He is a trustee of the Citizens Budget Commission.

In 1992, Mr. Appen graduated magna cum laude with a B.A. in political science from Columbia University.

Sebastián Ceria is one of the world’s foremost authorities on optimization. Sebastian Ceria is Chief Executive Officer of Qontigo. He previously served as the CEO of Axioma (now part of Qontigo), which he founded and led since 1998. Before that, Ceria was an Associate Professor of Decision, Risk and Operations at Columbia Business School from 1993 to 1998. He was honored with the prestigious Career Award for Operations Research from the National Science Foundation, which is given annually to the two best researchers and teachers in the area. While at Columbia he was also recognized as the “best core teacher” by his students and the school. Additionally, Ceria has served as administrator for the Computational Optimization Research Center and as co-principal investigator in two National Science Foundation research projects.

Ceria is the author of many articles and has been featured regularly in a variety of publications including Management Science, Mathematical Programming, Optima and Operations Research. He has also been an editor for Optima, and a regular referee for a number of publications in the area. Past speaking engagements include international corporate and academic conferences. Ceria completed his PhD in Operations Research at Carnegie Mellon University’s Graduate School of Industrial Administration.

Chauncy Lennon, Ph.D., Vice President for the Future of Learning and Work at the Lumina Foundation, helps build out new ideas to advance the foundation’s attainment agenda. He joins Lumina from JPMorgan Chase where he drove the firm’s $350 million investment in philanthropic initiatives as Managing Director and Head of Workforce Strategy. He previously led large portfolios of work at Ford Foundation related to economic advancement and workforce development, and was responsible for the growth and operation of national initiatives that connect low-wage workers to income-enhancing benefits and services as Senior Vice President for Asset Building at Seedco, a national whttps://neighborhoodtrust.org/wp-admin/post.php?post=4129&action=edit#orkforce development intermediary. He earned his Ph.D. in anthropology from Columbia University, master’s degree from the University of Chicago and bachelor’s degree from Williams College. He has taught urban studies at Columbia’s School of International and Public Affairs and at Barnard College.

Franco Baseggio recently was a Managing Director of HBK’s statistical arbitrage strategy, a position he had held for over 12 years.

Prior to that, Franco built a statistical arbitrage strategy at PCM, a hedge fund, and co-headed the fund-of-funds group at Commerzbank. Franco started his career with a 6 year stint at D. E. Shaw & Co. in a variety of programming, quant, and investing roles.

Franco received his Bachelor’s degree in Mathematics from Harvard.

When he gets the chance he likes to play tournament bridge, where he has one major national victory.

Sheldon Gilbert is the Founder and CEO of Proclivity Systems. Proclivity is recognized as one of the industry’s most advanced predictive analytics and real-time electronic trading platforms for data and digital media and is responsible for driving sales worldwide for leading brands in retail, travel, pharmaceuticals, insurance, sports, and several other sectors.

In 2009, Businessweek recognized Proclivity Systems as one of the “Top 50 Promising Tech Startups” and the company has been featured in Fast Company, The New York Times, AdExchanger, Internet Retailer, and many other major publications on technology and innovation.

An inventor, with numerous patents in machine learning and computational advertising, Gilbert pioneered the use of large volumes of unstructured online data with offline data from retail stores to effectively predict the purchase likelihood and transactional value of consumers relative to any product to maximize sales and profits for brands. This has led to novel applications in the emerging field of real-time automated exchanges where Proclivity enables entities to buy and sell digital ads and data signals at optimal times and prices in milliseconds to maximize sales to desired audiences.

Gilbert credits his foresight on the use of large unstructured data to predict outcomes to his academic career in molecular genetics, which he studied during his undergraduate years at Yale University, and thereafter at The Rockefeller University and Cornell University Medical Center. Gilbert is also actively involved in a number of non-profits including The Student Diplomacy Corps and serves on the boards of Neighborhood Trust and The Recording Academy Grammy Awards.

Kate Griffin is Chief Experience Officer and Head of Consumer of BrightFi. Ms. Griffin is an accomplished leader for financial inclusion dedicating her career to helping all households have a shot at achieving their dreams. Through her work she has focused on improving financial products and services for low-income people, and taking them to scale via public and private markets.

Most recently she served as Vice President of Programs for Prosperity Now, providing strategic oversight for the organization’s asset building and financial capability programmatic agendas, including savings, homeownership and entrepreneurship. She also served as Director at the Grameen Foundation focusing on expanding savings and livelihood services to the very poorest households around the world.

Ms. Griffin holds degrees from Kenyon College and American University, and resides in Maryland with her husband and two daughters.

Aleksandra (Saška) Mojsilović is a scientist at the IBM T. J. Watson Research Center, Yorktown Heights, New York. She received the Ph.D. degree in electrical engineering from the University of Belgrade, Belgrade, Serbia in 1997. She was a Member of Technical Staff at the Bell Laboratories, Murray Hill, New Jersey (1998-2000), and then joined IBM Research, where she leads AI Science organization. Saška is a founder and co-director of the IBM Science for Social Good program. Over the last 20 years, Saška has applied her skills to problems in computer vision, healthcare, multimedia, finance, HR, public affairs and economics. Saška is one of the pioneers of business analytics at IBM and in the industry; throughout her career she championed innovative uses of analytics for business decision support. For her technical contributions and the business impact of her work Saška was appointed an IBM Fellow, the company’s highest technical honor. Saška is the author of over 100 publications and holds 16 patents. Her work has been recognized with several awards including IEEE Signal Processing Society Young Author Best Paper Award, INFORMS Wagner Prize, IBM Extraordinary Accomplishment Award, IBM Gerstner Prize, and Best Paper awards at ECCV and SOLI conferences. She is an IEEE Fellow and a member of INFORMS and SWE.

Matthew Rhodes-Kropf is the Managing Partner at Tectonic Ventures, an early-stage venture capital company with a focus on finance, technology, and biotech companies. He is also a visiting associate professor of finance at the MIT Sloan School of Management and a faculty research fellow at the National Bureau of Economic Research. He specializes in mergers and acquisitions, venture capital, hedge funds, and corporate governance. He has been published in leading finance and economic journals including The Journal of Finance, The Journal of Business, Journal of Financial Economics, and The RAND Journal of Economics.

Matt previously managed RK Ventures and served as acting CFO of Avid Radiopharmaceuticals and has been a member of its board of directors since its founding. In addition to being a member of the board of directors of Neighborhood Trust, he is on the boards of Duke University’s Graduate School, Ada Investment Management, a process driven hedge fund that uses long-run economic signals, and Correlation Ventures, a quantitatively-based venture fund.

Matt was formerly an Associate Professor at the Harvard School of Business and the Daniel W. Stanton Associate Professor of Business at the Columbia University Graduate School of Business, where he received the Dean’s Award for Teaching Excellence. A graduate of Duke University, he holds a B.A. in computer science and economics and an M.A. and Ph.D. in economics.

Justine Zinkin is CEO of Neighborhood Trust Financial Partners. She has overseen the dramatic growth of the nonprofit since 2002, cultivating the organization as a national leader in the financial empowerment and asset development fields.

Justine joined Neighborhood Trust (formerly Credit Where Credit Is Due) in 2002 in order to support its mission of financial empowerment in the Washington Heights community. Neighborhood Trust’s signature Financial Empowerment Integration Model is now applied in over 40 locations around New York City, and its technical assistance arm has provided services in major cities nationally. In 2013, the New York City Mayor’s Office named Neighborhood Trust one of New York City’s ten most innovative nonprofits. In 2015 alone, the organization served over 6,000 low-income New Yorkers.

Prior to leading Neighborhood Trust, Justine served as Director of Economic Independence Programs at the New York City Department of Housing Preservation and Development from 1999 to 2000, and as Director of Workforce Development at Common Ground Community HDFC from 1995 to 1999.

Justine was recently selected as a 2016 New Profit Accelerator Entrepreneur, a one-year program designed to accelerate the potential of extraordinary female social entrepreneurs and the impact of their organizations. She has been honored as a Hidden Hero by the Andrew Goodman Foundation and has been a featured speaker at various financial services innovation and asset development convenings, including the Center for American Progress, Center for Financial Services Innovation, Corporate for Enterprise Development, PopTech, and TEDx.

Justine holds an M.B.A. from Columbia Business School, an M.S. in Population Studies from Harvard University’s School of Public Health, and a B.A. from Brown University.

Justine is a six-time New York City marathon runner.

Advisory Board

Russell L. Carson is a Founder and General Partner at Welsh, Carson, Anderson & Stowe, one of the country’s largest private investment firms. From 1967 to 1978 he was employed by the Citicorp Venture Capital subsidiary of Citicorp and served as its Chairman and CEO from 1974 to 1978. Active in community affairs, Mr. Carson is Chair of The Rockefeller University Board of Trustees, Chairman Emeritus of Columbia Business School, a Trustee of the Metropolitan Museum of Art, a Co-Chairman of the New York City Investment Fund, Chairman of The Partnership for Inner-City Education, Director of The Partnership for New York City, and a Trustee of the National 9/11 Memorial Foundation. He also serves as Chairman of The Carson Family Charitable Trust.
John D. Dionne is a Senior Advisor of Blackstone and a Field Fellow with the Harvard Business School.

He was most recently a Senior Managing Director and Global Head of the Private Equity Business Development and Investor Relations Groups. He also served as a member of Blackstone’s Private Equity Investment and Valuation Committees. Since 2009, Mr. Dionne led global fundraising efforts of over $20 billion for three new private equity investment vehicles.

Mr. Dionne originally joined Blackstone in 2004 as the Founder and Chief Investment Officer of the Blackstone Distressed Securities Fund, the firm’s initial entry into the single- manager hedge fund business, with peak assets under management of over $2 billion. During this period, he also served on the Investment Committees of Blackstone’s GSO and Kalix investment businesses.

Before joining Blackstone, Mr. Dionne was for several years a Partner and Portfolio Manager for Bennett Restructuring Funds, a multi-billion dollar hedge fund specializing in investments of the debt securities of financially troubled companies.

Prior to Bennett Restructuring Funds, Mr. Dionne was also a Partner at Saugatuck Capital where he invested in middle-market buyouts and restructured troubled portfolio companies. From 1991 through 1996, he was Director of Corporate Development for Fisher Scientific International, Inc. Mr. Dionne began his career at Price Waterhouse as a public accountant.

Mr. Dionne has served on the board of directors of many companies and not-for-profit institutions. He is a Chartered Financial Analyst and Certified Public Accountant (inactive).

Mr. Dionne is a graduate of the Harvard Business School and the University of Scranton, where he is a past Chair of its’ Board of Trustees.

Alan Fishman is Chairman of the Board of Directors of Ladder Capital. Mr. Fishman has had an extensive career in the financial services industry; most recently serving as the Chief Executive Officer of Washington Mutual Inc. He also served as the Chairman of Meridian Capital Group and, from June 2006 to December 2006, as President of Sovereign Bancorp. Mr. Fishman serves as Chairman of the Board of Trustees of the Brooklyn Academy of Music, Chairman of the Brooklyn Navy Yard Development Corporation, Co-Chairman of the Downtown Brooklyn Partnership, a Board Member of the Partnership for New York City, and on the Boards of several other not-for-profit and civic organizations.

Dean Karlan is the Frederic Esser Nemmers Distinguished Professor of Economics and Finance at Northwestern University’s Kellogg School of Management and Co-Director of the Buffett Institute’s Global Poverty Research Lab. He is the Founder of Innovations for Poverty Action, a non-profit organization dedicated to discovering and promoting solutions to global poverty problems, and working to scale-up successful ideas through implementation and dissemination to policymakers, practitioners, investors and donors. In 2015, he co-founded (with Elijah Goldberg) ImpactMatters, a nonprofit dedicated to producing impact audits, which assesses whether an organization uses and produces appropriate evidence of impact. His research focuses on microeconomic issues of poverty, typically employing experimental methodologies and behavioral economics insights to examine what works, what does not, and why in interventions in sustainable income generation for those in poverty, household and entrepreneurial finance, health behavior, and charitable giving. He works on issues for low-income households in both developing countries and the United States. Karlan is on the Executive Committee of the Board of Directors of the M.I.T. Jameel Poverty Action Lab. As a social entrepreneur, he is co-founder of stickK.com, a website that uses lessons from behavioral economics to help people reach personal goals, such as weight loss and smoking cessation, through commitment contracts on corporate wellness platforms. In 2011, Karlan co-authored More Than Good Intentions: How a New Economics is Helping to Solve Global Poverty, and in 2016 he co-authored Failing in the Field. Karlan received a Presidential Early Career Award for Scientists and Engineers, an Alfred P. Sloan Foundation Fellowship, and a Guggenheim Fellowship. He was awarded distinguished alumni awards from the University of Chicago Booth Graduate School of Business and the Duke University Talent Identification Program. Previously, Karlan was the Samuel C Park, Jr Professor of Economics at Yale University, and Assistant Professor of Economics at Princeton University. Karlan received a Ph.D. in Economics from M.I.T., an M.B.A. and an M.P.P. from the University of Chicago, and a B.A. in International Affairs from the University of Virginia.

Nancy Zimmerman is co-founder and managing partner of Bracebridge Capital, LLC, located in Boston, Massachusetts. Bracebridge is an investment manager for a number of private funds, with over $5 billion under management and 65 employees. The Bracebridge funds are primarily focused on pursuing an absolute return strategy by exploiting pricing inefficiencies in the global fixed income markets. In addition, Ms. Zimmerman is a trustee of the Corporation of Brown University, serves on the scholar selection committee of the Institute for International Education’s Scholar Rescue Fund and is involved in a number of philanthropic causes, focused on a range of topics from medical science to education reform. Before founding Bracebridge in 1994, Ms. Zimmerman managed the interest rate option group worldwide for Goldman, Sachs & Co. Prior to joining Goldman Sachs in 1988, she headed the interest rate option group at O’Connor and Associates in Chicago, Illinois, where she also traded currency and equity index options. Ms. Zimmerman joined O’Connor and Associates in 1985 upon her graduation from Brown University.