Pathways to Financial Empowerment

Pathways to Financial Empowerment

Inclusion for underserved communities nationwide

Pathways to Financial Empowerment (Pathways) fosters financial inclusion for underserved communities by integrating financial coaching into credit unions nationwide. Pathways is a partnership between Neighborhood Trust and credit union advocacy network Inclusiv. Pathways trains credit union staff to provide Neighborhood Trust’s model of action-oriented financial coaching to its members while tracking data and results via our proprietary technology platform. This ensures that clients are better connected to credit union products that can help them achieve their goals, improving members’ financial health, generating a loyal member base and supporting credit union operations.

Our Pathways Partners

Inclusion for underserved communities nationwide

Pathways to Financial Empowerment (Pathways) fosters financial inclusion for underserved communities by integrating financial coaching into credit unions nationwide. Pathways is a partnership between Neighborhood Trust and credit union advocacy network Inclusiv. Pathways trains credit union staff to provide Neighborhood Trust’s model of action-oriented financial coaching to its members and to track data and results via our proprietary technology platform. This ensures that clients are better connected to credit union products that can help them achieve their goals, improving members’ financial health, generating a loyal member base and supporting credit union operations.

Our Pathways Partners

Inclusion for underserved communities nationwide

Pathways to Financial Empowerment (Pathways) fosters financial inclusion for underserved communities by integrating financial coaching into credit unions nationwide. Pathways is a partnership between Neighborhood Trust and credit union advocacy network Inclusiv. Pathways trains credit union staff to provide Neighborhood Trus’s model of action-oriented financial coaching to its members and to track data and results via our proprietary technology platform. This ensures that clients are better connected to credit union products that can help them achieve their goals, improving members’ financial health, generating a loyal member base and supporting credit union operations.

Our Pathways Partners

Our Impact

Pathways’ results reflect recent findings by the Pew Charitable Trusts’ Economic Mobility Project: Banking access paired with financial education and coaching has a greater impact on financial capability and well-being than either intervention on its own.

Pathways has served nearly 15,000 CLIENTS, reducing more than $30 MILLION IN CONSUMER DEBT and $3 MILLION IN COLLECTIONS accounts. Today our footprint spans 21 CREDIT UNIONS IN 15 STATES AND TERRITORIES.

Pathways has served nearly 15,000 CLIENTS, reducing more than $30 MILLION IN CONSUMER DEBT and $3 MILLION IN COLLECTIONS accounts. Today our footprint spans 21 CREDIT UNIONS IN 15 STATES AND TERRITORIES.

How It Works

Pathways specifically works with Community Development Credit Unions (CDCUs) throughout the country. Collectively, CDCUs serve over 7 million Americans and were designed to serve populations such as low-wage workers, communities of color, and immigrants that have been historically underserved by mainstream financial institutions. These populations also tend to be disproportionately targeted by predatory financial products, as demonstrated by the $173 billion subprime financing products industry. To get started with Pathways, click the button below. If you’d like to learn more or have questions, please contact Christopher Starr at [email protected].

Get Started with Pathways