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New York Prosecutors Charge Payday Loan Firms with Usury
A trail of money that began with triple-digit loans to troubled New Yorkers and wound through companies owned by a former used-car salesman in Tennessee led New York prosecutors on a yearlong hunt through the shadowy world of payday lending. [...]
S&P: Income Inequality Is Damaging the Economy
Improved education will have clear benefits for GDP growth, S&P says Rating agency Standard & Poor’s has become one more emphatic voice blaming the halting post-recession recovery on high income inequality in the United States, as an S&P report out [...]
Credit Union Group Offers Alternative to Payday Loans
A group of five credit unions have signed on to a new program in which they’ll partner with employers to offer small cash loans that don’t require a credit check. Those involved say one of the primary missions of the [...]
Your Money, Your Goals
The Consumer Financial Protection Bureau has released Your Money, Your Goals: A financial empowerment toolkit for social services programs. Your Money, Your Goals is a toolkit that social services organizations can use to help their clients set goals, choose financial products [...]
The Unbanked: Offering Small Fees, Banks Cater to Low-Income Customers
One woman kept her savings — a $100 bill — in the freezer. Another, a single mother in Texas, said she had only enough extra cash each week to buy one wooden letter, for $3, to spell out her daughter’s [...]
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