Updates
Updates
Neighborhood Trust Financial Partners: Lean Social-Sector Innovation
Financial services innovators hear it again and again: iterate on your projects, and launch early and often. Test your product or program several times in real situations and with real people to work out the kinks, streamline the processes, and [...]
Banks Refresh Perspectives on the Young and the Underbanked
We live in the age of the customer, as American Banker's recent Financial Services Marketing & Innovation Symposium in New York made clear. Here are a few of the biggest takeaways from the event earlier this month. First, the banking [...]
Tougher Shield for Soldiers Against Predatory Lenders
The Obama administration is proposing sweeping changes to a seven-year-old federal law that was intended to shield service members and their families from high-cost loans tied to their paychecks, a move that reflects the Defense Department’s growing recognition that lenders [...]
New Citi Credit Card Aims to Reward Users for Good Financial Behavior
Credit card spending is on the rise, but consumers are still being cautious, opening and carrying fewer cards, particularly millennials. With card issuers eager for new customers, experts say expect a change in the way they woo. "I think you're [...]
What Difference Does a Bank Account Make? You’d Be Surprised
People who do not have access to the mainstream financial system are subject to a variety of fees for services that the rest of us either get for free or at negligible prices. According to Jonathan Mintz, founding President and [...]
Banks Experiment with Apps for the Underbanked
Some banks are using mobile technology to answer a big challenge from regulators: how to offer consumers outside the mainstream more products and services. One bank in a poverty stricken section of the Mississippi Delta, surrounded by check cashers on [...]
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