Free Financial Guides
Practical guidance on debt, credit, and everyday money questions, from people who understand what financial stress actually feels like.
Created by Neighborhood Trust and TrustPlus financial coaches
Financial Anxiety: What It Is and How to Manage It
Lying awake at night thinking about money? Wondering whether you’ll be able to cover rent, groceries, or an unexpected bill? Feeling your stomach tighten every time you look at [...]
Debt Avalanche Method: A Financial Coach’s Perspective
When you’re working hard every single day but feel like your paycheck isn’t going as far as you’d like, dealing with debt can feel like an uphill battle. If [...]
Debt Snowball: A Financial Coach’s Perspective
Paying off debt can feel overwhelming, especially when you’re juggling multiple balances and trying to stretch every paycheck. If this sounds familiar, you’re not alone. In fact, nearly 6 [...]
How to Get Out of Debt: 5 Steps From a Financial Coach’s Playbook
Debt can feel overwhelming. You make payments every month, but the balances barely seem to move. Maybe you’ve tried budgeting before. Maybe you’ve promised yourself this would be the [...]
What Is Financial Coaching? (And Why There’s No Catch)
If you’ve ever wished you had someone to help you make sense of your finances without trying to sell you something, talking to a TrustPlus financial coach is a [...]
Debt Payoff Calculator: How to Make the Most of It
If you're making monthly payments but aren't sure when you'll finally hit zero, you’re not alone. Use the quick TrustPlus Debt Payoff Calculator below to instantly see what your [...]
How to Pay Off Debt on a Low Income in 5 Steps
When you’re stretching every dollar to cover basic necessities like housing, groceries, and childcare, carrying debt can feel like an impossible weight. Every monthly bill is a reminder of [...]
Does Refinancing Hurt Your Credit? What to Know
When you’re carrying credit card debt, every financial decision can feel risky. Maybe you’re looking for a way to lower your payments, reduce interest charges, or finally make progress [...]
How to Stop Living Paycheck to Paycheck: 5 Realistic Steps
If you’re stretching every dollar until payday, you already know how exhausting that feels. You might be frustrated. You might have tried things before that didn’t stick. That’s okay; [...]
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