Processed with VSCOcam with a9 presetIt’s hard not to be tempted by the commercials for for-profit colleges that jump out from the television sets and subway stations. “Your life is passing you by,” they scream. “All you gotta do is pick up the phone!”

Enrollment in for-profit colleges has exploded over the last decade. The number of students in for profit colleges has more than quadrupled to 1.5 million nationwide, while regular colleges have only seen a 35 percent increase.

A report by the Center for Responsible Lending has found that these schools are targeting poor people of color and immigrant communities.

One former student, David Guerra, went to Technical College Institute in New York City to get a degree in Facilities Management, he wanted to become a building superintendent. He graduated three years ago with an Associate’s degree and nearly fifty thousand dollars in debt.

Guerra is working as a handyman, in the same job he had before he went to school.

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