The proliferation of credit cards is relatively new, with plastic only becoming widely used around the 1950s. The dramatic shift to easily accessible money via credit cards has changed the way we wield our purchasing power and manage our money. [...]

There are differing opinions about whether overconfidence is good for humanity. Some say that believing that you're better than you really are is a self-fulfilling prophecy that's good for ambition and swift decision making. Overconfidence can lead to boosts in [...]

In courtrooms across New York State, lawsuits poured in by the hundreds as if manufactured on an assembly line. Some included generic testimony, others relied on bogus affidavits, churned out so rapidly that they were seldom viewed for accuracy. Sound [...]

Nearly half of borrowers do not shop for a mortgage The Consumer Financial Protection Bureau released its newest consumer tool “Owning a Home” to help spur homeowner education. This is a part of the CFPB Know Before you Owe mortgage [...]

Thousands of New Yorkers have enrolled in the city's new municipal identification card program since it launched Monday, and more than 50,000 others have booked appointments to learn how it can give them access to key city services they were [...]

It’s hard not to be tempted by the commercials for for-profit colleges that jump out from the television sets and subway stations. “Your life is passing you by,” they scream. “All you gotta do is pick up the phone!” Enrollment [...]